Student Health Insurance: Something You Can't Live Without

Obtaining good student health insurance while you are studying overseas is a real necessity to protect you from minor and catastrophic medical expenses that can wipe out not only your savings, but you dreams of an education abroad.
There are often two different types of student health insurance you can consider buying: international travel insurance and student health insurance in the country where you will be going. An international travel insurance policy is usually purchased in your home country before you go abroad. student health insurance generally covers a wide variety of medical services, and you are often given a list of doctors in the area where you will travel who may even speak your native language. The drawback of student health insurance might be that you aren't reimbursed for your medical expenses immediately. In other words, you may have to pay all your medical expenses and then later submit your receipts to the student health insurance company.
On the other hand, getting student health insurance in the country where you will study might allow you to only pay a certain percentage of the medical cost at the time of service (commonly called a co-pay), and thus, you don't have to have sufficient cash to pay the entire bill at once.
Whatever you decide, obtaining some form of student health insurance is something you should plan before you go overseas rather than waiting until you are sick with major medical bills to pay off.